Bad Credit Loans – unsecuredloans4u

Welcome to your one stop shop for all your lending needs. We are specialists in placing you with the right solution for your needs. We’re based down in the south coast of the UK in sunny Bournemouth.

We are a well established loan comparison service that guarantees its speed and prides itself on finding the best solution for your or your family. Our customer service team will advise you if there are better options for you that what you originally thought. Our Business is connecting you with the right loan provider for you or your business. Take a couple minutes out of your day and give it a try it doesnt cost a single penny and can be completed within a couple of minutes from when that button is clicked.

How Does It Work?

Our whole process of finding your the right loan is tailored to make it as simple and as painless as possible. We pride ourselves on placing you with the right loan first time every time. What makes this better is everything we do is FREE OF CHARGE what more do you need!!

Simply take 2 minutes of your time and fill out a few of your details on the form above and we will place you with your loan in a matter of minutes! as I said everything is free so what have you got to lose.. Let me take two seconds to explain the exact process we follow, we know exactly what requirements every lender has within the whole unsecured lending market. We match the details you provide for example your income and expenditure with the lenders that best lend to somebody with your credentials. This is all done within our custom made 15 year old algorithm.

This is how we can confidently say we will find the best solution for your exact needs all within a matter of minutes.

Must I Have A Guarantor?

This is probably the most common question i get on a daily basis. The simple answer to this is a no but it will depend on your credit history. If you credit score is poor it would defiantly benefit you to have a guarantor or some kind of load repayment assurance but this isn’t final should you not have these there are still options available to you.

How Do I Apply?

If you want to apply today please take a minute out of your day to fill in the online application form. Please make sure your as accurate as a possible as this will help provide you with the best solution for your needs.

What’s In It For Us?

Well were not a charity so we need to earn money somehow. We work in a different way to others in the market you will never have to pay a fee nor will we receive a commission from the lender so you can guarantee we have your best interest at heart not the lender that pays us the best. We charge all of the lenders a flat fee to be on the lending panel and they provide us with there criteria for all customers that way we insure impartiality.

How Long Does It Take To Get Paid Out?

Our record is 3 hrs 37 minutes but to be honest this is more a unique occurrence rather than the norm. On average we have an application to payout time of 3 days. To speed this up its always suggest you know exactly what your earnings and expenses are as these are the most important information that all lenders require.

What Products Can You Help With?

We have a varied and wide range of products we can help you source should you need help with anything else that the form doesnt cover please contact us a please let us know what price comparison your after and i will arrange it.


  • Logbook Loans
  • Business Loans
  • Life Insurance
  • Private Medical Insurance
  • Secured Loans

As you can see we can cover a lot of bases this is always growing so if its not listed please let me know and i will see if we can help.

What Happens If I lie On My Application?

This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lieing you will only be wasting your time and that of the lenders, they have control measures in place to stop such a thing and will always check your application to the best of there ability.

Lieing on your declaration and receiving money from the lender and can be and will be classed as fraud with the relevant legal proceeding taken to recoup the funds.

What Happens If I Miss Payments?

Every lenders has different rules and regulations but normally you would expect the following actions –

  • Possible Missed Payment Charges
  • Extra Interest
  • Marks Against Your Credit File.

Payment Method?

For you to receive the loan funds most lenders will be required to pay the funds into the account of the person that applied for the loan in very extreme circumstances the lender may pay the funds into an account of a third party but that will be down to each individual company. Some lenders are also happy to use a cheque this must be made out in the applicants name to combat fraudulent applications.

For your monthly instalments most lender will accept a monthly direct debit as well as a debit card payment, most lenders will require you to pay monthly loan payment inline with your salary or benefit payment date.

Average Loan Details

  • Fast principle acceptance– same day
  • fast loan payouts 1-10 days
  • Larger loan amounts than most upto 15k
  • weekly loan repayments accepted
  • Loan terms up to 60 months
  • Easy online access to control most applications
  • Payment brakes should times be tough
  • Top ups on loans after 6 months ontime payments